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INSURANCE BROKERS LIMITED |
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| SERVICE & PRODUCT We offer world class services to our clients at no cost with the best underwriters, leading to prompt claims payment and sound insurance practise,some of which include: FIRE INSURANCE GROUP LIFE INSURANCE MOTOR INSURANCE BASIC COMPREHENSIVE COVER TRAINING PROGRAM OTHER PRODUCTS FIRE INSURANCE This policy indemnifies you against the destructive effects of fire, lightning or explosion. The policy can be extended to cover additional perils such as flood, earthquake, impact by aircraft or motor vehicles, storm, burst pipe as well as malicious damage, riot, strike and civil commotion. Other extension of this policy includes: Architects and surveyor's fees Debris removal Annual automatic increase of the sum assured to protect you against inflation Automatic reinstatement of the sum insured after a loss. The properties expected to be insured are your building, office furniture, fixtures and fittings and so on. If the building is rented, you will need to insure the rent paid top the cover the cost of alternative accommodation in the event of fire. The policy can also cover such property held by you in trust or on commission. Advise on premium payment will therefore be hinged on the supply of the cost of the building and the contents there in. Back to Top GROUP LIFE INSURANCE Group life assurance scheme is put in place to provide death –in – service benefit for an employee that may die in the service of the organization. The scheme ensures that the dependant of an employee has an adequate security in the event of a premature death. Because group personal accident provides benefits only on occasions of accidental occurrences alone, it is advisable that Group Life Assurance be incepted in order to take care of death occurring from natural and other causes. This policy normally complements a pension scheme to take care of death in service. Every organization, Club, or society is at liberty to fix the sum assured, and in salary paying establishments, the practice is to arrange the sum assured in multiple (say 4,5,6,or7) times total annual salary (basic or gross). The advantages this policy accords the organization are: The burden of making huge sums available for settlement of dependants of deceased staff. The burden becomes that of the underwriter and your cash flow is not disrupted. It encourages loyalty of the workforce as the provision of quality insurance protection shows that an organization is welfarist in nature. To incept this cover, the provision of staff data and that include the following information will be required. Names and basic salary of the employee or total emolument. Commencement date Date of birth Sex & quantum of benefit (Multiple of annual salary) Back to Top MOTOR INSURANCE Although the compulsory cover legislated under the Motor Vehicles (Third Party) Ordinance 1945 is cover for death and bodily injury to third parties, the most popular and conventional motor product sold by most underwriters is the basic comprehensive policy. The types of vehicles covered under the motor Insurance policy include but is not limited to: Private Motor Cars Commercial Vehicle (Own Good) Commercial Vehicles (Staff Bus) General Cartage Vehicles (Tankers, Lorries etc) Agricultural Vehicles (e.g. tractors) Special Type Vehicles (e.g. Fire fighting Vehicles, Ambulances & Fork Lift ) Back to Top BASIC COMPREHENSIVE COVER The basic Comprehensive provides cover for the following Damage or loss of vehicle arising from accident or overturning Theft or fire Third party liability cover for death or bodily injury Third party property damage In pathway, we encourage our clients to extend the basic comprehensive to cover losses arising as a result of Riot, Strike and Civil Commotion with the payment of a little extra premium. The RATES on all the policies discussed above are tariffed and negotiable and we have a reputation of dealing with only full capitalized, claim settling and flexible underwriters. Our information are gathered by interpretation of the financials of these underwriters, market survey and personal relationship. Back to Top TRAINING PROGRAM Our company as a matter of importance periodically organizes training programmes to develop, enlighten and re- orientate the users of our services both at the senior, intermediate and lower cadre. The benefit of this service apart from the gains it accords the individuals, also to a very large has proved to be a cost saving venture. OTHERS Marine Hull Insurance Marine Cargo Insurance Fidelity Guarantee Insurance Workmen compensation Aviation Insurance Mortgage Protection Insurance Travel Insurance Medical Insurance Machinery breakdown Householders comprehensive policy Consequential loss policy Public liability Money Insurance Back to Top For more information on this insurance policies mail: info@pathwaybrokers.com, or call our hot-line +234 1 872 3107 . Home | About Us | Services & Products | Under Writers | Get Quote | Clientele | Contact Us | Faq Pathway Insurance Brokers Ltd. is a member of the Nigeria Council of Registered Insurance Brokers ( NCRIB) © Pathway Insurance Brokers 2006 Designed and Powered by www.rssdesign.net |
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